Real-time Business monitoring · UK

Real-time Companies House monitoring, alerts, and intelligence.
Act before it's too late.

Vigil monitors Companies House 24/7 and alerts you the moment anything significant changes — director resignations, new charges, dissolution notices — explained in plain English.

Join credit professionals, businesses, accountants and solicitors on the waitlist

app.vigiluk.co.uk/dashboard Live
Vigil dashboard
£0

Average bad debt written off by UK SMEs in 2024

0k+

UK companies dissolved in 2024–25

0 months

Window for creditors to object before a company disappears

£0bn

Owed to UK SMBs in unpaid invoices right now

Sources: Bibby Financial Services SME Confidence Tracker Q3 2024 • Companies House Annual Report 2024–25 • Companies Act 2006, s.1003 • Hiscox Late Payments Report 2026

How it works

How Companies House monitoring works in Vigil

Add your watchlist. After that, Vigil does the work.

  1. Your watchlist Monitoring active
    Apex Construction Ltd
    Midlands Haulage Ltd
    Thornton & Associates
    Greenfield Retail Ltd
    + 28 more companies

    Build your watchlist

    Add companies by names or numbers — customers, suppliers, counterparties, anyone you need to track. Monitoring starts immediately.

  2. Data sources Live
    Companies House Filings, charges, officers
    London Gazette Dissolution notices
    Director appointments & resignations
    Charges registered or satisfied
    Insolvency & striking-off notices

    We watch every change, every day

    Vigil monitors Companies House and the London Gazette daily. Every event type, every company on your list. You don't have to remember to check.

  3. Your alert
    Email Slack
    Gazette notice — Urgent

    Midlands Haulage Ltd

    Applied to be struck off. Creditor objection deadline: 12 May 2026.

    Object to dissolution →
    Sent within hours of the notice appearing

    You find out the same day

    A plain English alert — what changed, what it means, what you can do about it. Delivered by email the day it happens, not the day you happen to check.

Under 5 minutes to set up Runs continuously with no input from you Alerted the same day it happens No annual contract

Real cases from UK businesses

The warning signs were on Companies House. Nobody saw them in time.

These are the situations why we built Vigil. Every one of them came up in conversations with credit controllers, accountants and finance directors.

Bad debt write-off Credit controller

"We'd supplied them for three years. When the final invoice bounced I checked Companies House. They'd been in dissolution for two months. There was a Gazette notice. I could have objected. The window had closed four days earlier."

Gazette notice had been public for 56 days
£47,000 written off as irrecoverable
Account gone cold B2B account manager

"Our main contact at our biggest account resigned as director. Nobody told us. By the time we found out, the relationship had gone cold, the new person didn't know us, and the renewal had already been put to tender."

Resignation filed at Companies House 3 weeks before they found out
£180,000 annual contract lost at renewal
Supplier in administration Finance director

"We agreed 60-day payment terms with a new supplier. I should have checked them first. Their director had two previously dissolved companies on record. Two months after we started, they entered administration. We were an unsecured creditor."

Two previously dissolved companies visible on Companies House
£23,000 owed. £0 recovered.

The data that would have changed each of those outcomes was publicly available on Companies House. The Gazette notice. The director resignation. The dissolved companies in the director's history.

All filed. All free to access. All missed — because there was no one watching.

Vigil watches, so you don't have to.

Start monitoring your customers
Features

Everything the official tools don't tell you

The data is public. The interpretation is what's been missing.

Director change alerts

Companies House tells you a filing was made. We tell you a director has resigned — their name, their role, and whether this is the first change or the third in 18 months.

Know when the person you're relying on at a customer account has left. Know before the relationship goes cold.

Financial distress signals

New charge registrations. Late accounts. Overdue confirmation statements. Insolvency proceedings.

We surface these with context — not just that a charge was registered, but whether it's the company's first or fourth, and what that pattern typically means.

Gazette dissolution alerts

Pays for itself

If a company on your watchlist begins voluntary dissolution, you'll know the same day — with the deadline to object, the process explained in plain English, and a direct link to file.

One alert can save a five-figure bad debt. No competitor sends this at SMB pricing.

Phoenix company detection

A company dissolves. Within months, the same directors incorporate a new one — similar name, same address, same sector — and walk away from their debts.

Vigil detects this pattern automatically. When a director you're monitoring incorporates a new company, you'll know within hours.

People monitoring

The Companies House data tracks directors, not just organisations. Add key contacts or counterparties to your watchlist.

When they join a new company, resign from a board, or have disqualification proceedings filed against them — you'll know.

Plain English — always

Not "charge registered." Something like: "Acme Ltd has registered a second charge in 8 months, secured against all business assets. Companies in this position are significantly more likely to face insolvency proceedings within 18 months."

Data without interpretation is just noise.

The Gazette integration

There's a two-month window most creditors never know about.

When a UK limited company applies to be voluntarily dissolved, a notice is published in the London Gazette. For two months after that notice, any creditor owed money can legally object to the dissolution and preserve their right to pursue the debt.

After two months, the window closes. The company is struck off. Your debt becomes significantly harder — often impossible — to recover.

The notice is public. It's free to access.

But unless you're monitoring it, you'll never see it in time. In 2024–25, over 726,000 UK companies were dissolved. The majority of creditors who missed their window didn't know the window existed.

Vigil monitors the Gazette alongside Companies House. If a company you're owed money by begins dissolving, you'll know the same day — with the deadline to object, the process explained in plain English, and a direct link to file it. One alert can save you a five-figure bad debt.

Get Gazette alerts — join the waitlist

Built for the people who find out too late

Credit controller

Get early warning of financial distress before an invoice becomes a write-off.

Accountant or bookkeeper

Monitor your clients' key counterparties and warn them before something goes wrong.

Commercial solicitor

Watch counterparties in live transactions — from heads of terms to completion.

B2B account manager

Know within hours when a key contact leaves one of your accounts.

Sole trader or freelancer

Vet new clients before you start work and monitor ongoing engagements.

Property professional

Track developer SPVs, counterparties and individuals across all their directorships.

Executive recruiter

Know before anyone else when a senior director becomes available.

Insurance broker

Monitor clients' risk profiles continuously, not just at renewal.

Straightforward pricing. No contracts. No surprises.

Creditsafe charges you for a year whether you use it or not. We don't.

Starter

£27 /month
  • Monitor up to 20 companies
  • Instant alerts by email
  • All event types
  • Plain English interpretation
  • Gazette dissolution alerts

Pro

Most popular
£49 /month
  • Monitor up to 100 companies
  • Instant alerts + Slack integration
  • Director / people watchlist
  • Phoenix company detection
  • Credit decision PDF reports
  • Everything in Starter

Business

£99 /month
  • Unlimited companies
  • Everything in Pro
  • Team sharing
  • Shared watchlists
  • Scheduled PDF reports

Monthly billing only. Cancel in two clicks. No annual lock-in. First 200 users get lifetime founder pricing.

Frequently asked questions

Why not just use the free Companies House email alerts?

The free alerts don't tell you what was filed or whether it matters. Companies House sends an email saying "A document has been filed for [Company Name]" — a routine confirmation statement and a compulsory strike-off notice trigger exactly the same notification. Most people who set them up stop reading within weeks. Vigil tells you what changed, what it means, and what to do — and it monitors the London Gazette too, which Companies House alerts don't cover at all.

How is this different from Creditsafe?

Creditsafe provides credit scores and reports. It's primarily a lookup tool — you check a company when you need to. Vigil is a monitoring and alerting tool — it watches continuously and tells you when something changes. It also costs a fraction of what Creditsafe charges, doesn't require a sales call to buy, and doesn't lock you into a 12-month contract. More on what Vigil actually does.

FeatureVigilCompanies House free alertsCreditsafe
Monitoring typeContinuous, automaticAutomatic email on any filingManual lookup
Alert speedSame day (minutes for CH)Same day, no contextOn demand only
Plain English explanationYesNoPartial
Gazette coverageYesNoNo
Pricing modelFrom £27/mo, monthlyFreeAnnual contract, sales call required

How quickly do alerts arrive?

Most Companies House alerts arrive within minutes of a filing being accepted. Vigil connects to the real-time data stream rather than polling daily. Gazette notices are checked daily — dissolution notices typically appear in your inbox within 24 hours of the notice going live.

Does this cover sole traders and partnerships?

Companies House covers limited companies (Ltd and PLC) registered in the UK. Sole traders and partnerships are not registered with Companies House, so they're not in scope. The vast majority of UK B2B credit risk sits within limited companies.

What is the London Gazette?

The London Gazette is the UK's official public record. All voluntary company dissolution applications must be published there. It's not well-known outside legal and insolvency circles — which is why most creditors miss the two-month objection window. You can file an objection on GOV.UK — but only if you know the notice exists. Vigil monitors the Gazette as part of every company watchlist.

Can I monitor companies I don't currently deal with?

Yes. Many users monitor competitor companies, potential acquisition targets, new prospects, or any companies in their sector they want to track. There's no requirement for a direct business relationship.

Coming soon

A director resigned. A charge was registered.
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